Checking products that empower your business
Ignite Business Checking
Tier 1: White
Perfect for: businesses that have one owner, small business, & non-profit organizations
- Up to 100 items free of charge
- $10 monthly service charge if average daily balance isn’t maintained
- $1,000 Average Daily Balance Requirement
- First set of business basic checks free
- Instant Issue Debit Cards (White)
- Online Banking
- mRDC
- AutoBooks
Ignite Business Checking
Tier 2: Grey
Perfect For: Small/Medium Sized Businesses that have multiple employees, & over 100 transactions a month
- Up to 200 transactions free of charge
- $45 Monthly service charge if average daily balance isn’t maintained
- $10,000 Average Daily Balance Requirement
- First set of business basic checks free
- Instant Issue Debit Cards (Grey)
- Access to Direct Banking Online Platform including Autobooks
- ACH, RDC, Positive Pay (ACH & Check), and Bill Pay
- Admin Access to Online Banking
Business Checking
- Minimum of $100.00 is needed to open an account
- Business debit card included
- Monthly service fee of $7.50 for a minimum daily balance below $750.00
Money Market
- Variable interest rate balance tiers are:
- $0.01 to $49,999.99
- $50,000.00 to $99,999.99
- $100,000.00 to $249,999.99
- $250,000.00 to $499,999.99
- $500,000.00 to $999,999.99
- $1,000,000.00 and over
- Minimum of $2,500.00 to open this account
- Monthly service fee of $7.50 for minimum daily balance below $2,500.00
- Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
- Contact the bank for current interest rates
Money Market
- Minimum of $2,500.00 is needed to open an account
- Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
- Monthly service fee of $7.50 for a minimum daily balance below $2,500.00
E-Checking
- Minimum of $25.00 to open an account
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E-statement required to avoid $7.50 paper statement fee
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$3 per item check writing fee.
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$3 per item in-person withdrawal fee.
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- Only debit card or “IN BANK” withdrawals
Regular Checking
- Minimum of $100.00 to open an account
- Monthly service fee of $7.50 for a minimum daily balance below $750.00
Student Checking
- Minimum of $100.00 to open an account
- Monthly service charge of $7.50 unless an account owner is under the age of 24; or a balance of $750.00 is maintained on the account
Now Account
- Minimum of $1,000.00 is needed to open an account
- Monthly service fee of $7.50 for a minimum daily balance below $1,000.00
- Contact the bank for current interest rates
Money Market Account
- Minimum of $2,500.00 to open account
- Monthly service fee of $7.50 for minimum daily balance below $2,500.00
- Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
- Contact the bank for current interest rates
Money Market
- Variable interest rate balance tiers are:
- $0.01 to $49,999.99
- $50,000.00 to $99,999.99
- $100,000.00 to $249,999.99
- $250,000.00 to $499,999.99
- $500,000.00 to $999,999.99
- $1,000,000.00 and over
- Minimum of $2,500.00 to open this account
- Monthly service fee of $7.50 for minimum daily balance below $2,500.00
- Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
- Contact the bank for current interest rates
Savings
- Minimum of $100 to open an account
- Interest paid quarterly on daily balance
- Quarterly minimum balance fee of $3.00 for a minimum daily balance below $100
- Up to 6 transfers or withdrawals per quarter are allowed (an item fee of $3 for each transfer or withdrawal in excess of 6 per quarter applies)
- Contact the bank for current interest rates
Certificate of Deposits
- We offer CD terms from 1 month to 5 years
- Please call or come by to find the most beneficial rate and term options for your savings goals
Individual Retirement Accounts
- Start saving for your retirement today by opening and IRA with a contribution or rolling over current retirement funds
- We offer Traditional and Roth accounts
- Please call or come by for our current competitive rates
