Deposit Services

Choose your

victory

We believe in building a strong community by making quality, easy-to-use deposit and checking products available to Texas businesses.

Accounts that empower your business

Business Checking Accounts

Victory Ignite Business Checking

Victory Ignite White

Perfect for

Single-owner businesses, small businesses & nonprofits

Light Transactions

Includes up to 100 monthly transactions.

The Essentials

Free first set of business checks
Instant issue debit card
Online banking + mobile deposit
AutoBooks for easy invoicing and accounting

Victory Ignite Business Checking

Victory Ignite Gray

Perfect for

Growing businesses with employees & increased monthly transactions

Moderate Transactions

Includes up to 200 monthly transactions.

Enhanced Access

Free first set of business checks
Instant issue debit cards
Advanced online banking access (ACH, RDC, Bill Pay, Positive Pay)
Admin tools to manage user access
AutoBooks for easy invoicing and accounting

Victory Elite Business Checking

Victory Elite

Perfect for

Established businesses with high transaction volumes & complex needs

High Volume Transactions

Includes up to 500 monthly transactions.

Advanced Tools

Direct Banking Limited Package (ACH, RDC, Positive Pay)
24/7 online access + user controls
Free incoming wires, 3 free outgoing wires

Victorious Business Banking

Victory Victorious

Perfect for

High-volume businesses needing premium tools & personal attention

Enterprise-Level Use

Includes up to 750 monthly transactions.

Full-Service Access

Direct Banking Exclusive Package (ACH, RDC, Positive Pay)
24/7 online access + user controls
Free incoming wires, 5 free outgoing wires

Personal Checking Accounts

Personal checking with professional features

E-Checking

$25 minimum

No big commitment, just simple banking

Go paperless

to avoid monthly statement fees

Designed for

card-based and digital transactions

Personal checking with professional features

Regular Checking

$100 minimum

to open your account

No monthly fees

When you maintain a $750 daily balance

Designed for

Straightforward, everyday banking

Personal checking with professional features

Student Checking

$100 minimum

to open your account

No monthly fees

If you're under 24 or maintain a $750 daily balance

Designed for

Students and young adults

Interest-Bearing Accounts

Grow your money with the right tools

Victory Money Market

$2,500 minimum

to open your account

Earn more as you grow

Tiered interest rates that increase with your balance

(Contact us for current rates)

Account Features

Up to 6 withdrawals or transfers/month
Low monthly fees

Grow your money with the right tools

Certificate of Deposits

Flexible terms

from 1 month to 5 years

Competitive rates

Call or stop by to find the CD that fits your savings goals

Designed for

Customers looking to grow their savings

Checking products that empower your business

Individual Retirement Accounts

Build your future

Open a new IRA or roll over your existing retirement funds

Choose what fits

We offer both Traditional and Roth IRA options

Designed for

Long-term savers planning for a more secure retirement

Checking products that empower your business

Savings

$100 minimum

to open your account

Earn interest

Paid quarterly based on your daily balance

Designed for

Simple savings with limited withdrawals

Checking products that empower your business

Business Checking

Minimum of $100.00 is needed to open an account
Business debit card included
Monthly service fee of $7.50 for a minimum daily balance below $750.00

Money Market

Variable interest rate balance tiers are:
- $0.01 to $49,999.99
- $50,000.00 to $99,999.99
- $100,000.00 to $249,999.99
- $250,000.00 to $499,999.99
- $500,000.00 to $999,999.99
- $1,000,000.00 and over
Minimum of $2,500.00 to open this account
Monthly service fee of $7.50 for minimum daily balance below $2,500.00
Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
Contact the bank for current interest rates

Money Market

Minimum of $2,500.00 is needed to open an account
Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
Monthly service fee of $7.50 for a minimum daily balance below $2,500.00

E-Checking

Minimum of $25.00 to open an account
E-statement required to avoid $7.50 paper statement fee
- $3 per item check writing fee.
- $3 per item in-person withdrawal fee.

Only debit card or “IN BANK” withdrawals

Regular Checking

Minimum of $100.00 to open an account
Monthly service fee of $7.50 for a minimum daily balance below $750.00

Student Checking

Minimum of $100.00 to open an account
Monthly service charge of $7.50 unless an account owner is under the age of 24; or a balance of $750.00 is maintained on the account

Now Account

Minimum of $1,000.00 is needed to open an account
Monthly service fee of $7.50 for a minimum daily balance below $1,000.00
Contact the bank for current interest rates

Money Market Account

Minimum of $2,500.00 to open account
Monthly service fee of $7.50 for minimum daily balance below $2,500.00
Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
Contact the bank for current interest rates

Money Market

Variable interest rate balance tiers are:
- $0.01 to $49,999.99
- $50,000.00 to $99,999.99
- $100,000.00 to $249,999.99
- $250,000.00 to $499,999.99
- $500,000.00 to $999,999.99
- $1,000,000.00 and over
Minimum of $2,500.00 to open this account
Monthly service fee of $7.50 for minimum daily balance below $2,500.00
Up to six transfers or withdrawals per month are allowed (an item fee of $10 for each transfer or withdrawal in excess of six per month applies).
Contact the bank for current interest rates

Savings

Minimum of $100 to open an account
Interest paid quarterly on daily balance
Quarterly minimum balance fee of $3.00 for a minimum daily balance below $100
Up to 6 transfers or withdrawals per quarter are allowed (an item fee of $3 for each transfer or withdrawal in excess of 6 per quarter applies)
Contact the bank for current interest rates

Certificate of Deposits

We offer CD terms from 1 month to 5 years
Please call or come by to find the most beneficial rate and term options for your savings goals

Individual Retirement Accounts

Start saving for your retirement today by opening and IRA with a contribution or rolling over current retirement funds
We offer Traditional and Roth accounts
Please call or come by for our current competitive rates

EASY ONLINE ACCESS BACKED BY

Innovative Banking and Deposit Products

Grow your business with lending services

Are you looking to expand your business with a new location or new services? Our team members and decision-makers are connected experts. Let’s grow Texas communities together!

Online solutions for full days

Your bank should expand your options, not limit them. Our online banking options allow you to manage your business accounts from the ranch, job site, or home.

Deposit Services

Choose your victory

Accounts that empower your business

Victory Ignite Business Checking

Perfect for

Light Transactions

The Essentials

Victory Ignite Business Checking

Perfect for

Moderate Transactions

Enhanced Access

Victory Elite Business Checking

Perfect for

High Volume Transactions

Advanced Tools

Victorious Business Banking

Perfect for

Enterprise-Level Use

Full-Service Access

Personal checking with professional features

$25 minimum

Go paperless

Designed for

Personal checking with professional features

$100 minimum

No monthly fees

Designed for

Personal checking with professional features

$100 minimum

No monthly fees

Designed for

Grow your money with the right tools

$2,500 minimum

Earn more as you grow

Account Features

Grow your money with the right tools

Flexible terms

Competitive rates

Designed for

Checking products that empower your business

Build your future

Choose what fits

Designed for

Checking products that empower your business

$100 minimum

Earn interest

Designed for

Checking products that empower your business

EASY ONLINE ACCESS BACKED BY

Innovative Banking and Deposit Products

Grow your business with lending services

Online solutions for full days

VICTORY BANK:

Where Technology andRelationships Converge

Choose your

victory

Where Technology and
Relationships Converge