--- title: Victory Bank Lending Services | Texas-Based Commercial Lending description: Commercial loans, lines of credit, real estate, and ranch lending — backed by local decision-making. Victory Bank is the business lending partner West Texas businesses trust. image: https://victory.bank/hubfs/raw_assets/public/victory-bank-theme/images/social-share.jpg --- - [Deposits](https://victory.bank/deposit?hsLang=en) - [Lending](https://victory.bank/lending) - [Wealth Management](https://victory.bank/wealth-management?hsLang=en) - [Who We Are](https://victory.bank/about?hsLang=en) - [Technology](https://victory.bank/technology?hsLang=en) - - [EasySwitch](https://victory.bank/easyswitch?hsLang=en) - [Greenlight](https://victory.bank/greenlight?hsLang=en) - [Paige](https://victory.bank/paige?hsLang=en) - [Resources](https://victory.bank/resources?hsLang=en) - [Contact Us](https://victory.bank/contact-us?hsLang=en) - [Deposits](https://victory.bank/deposit?hsLang=en) - [Lending](https://victory.bank/lending) - [Wealth Management](https://victory.bank/wealth-management?hsLang=en) - [Who We Are](https://victory.bank/about?hsLang=en) - [Technology](https://victory.bank/technology?hsLang=en) [EasySwitch](https://victory.bank/easyswitch?hsLang=en) [Greenlight](https://victory.bank/greenlight?hsLang=en) [Paige](https://victory.bank/paige?hsLang=en) - [Resources](https://victory.bank/resources?hsLang=en) - [Contact Us](https://victory.bank/contact-us?hsLang=en) [![VBDirectBanking\_\_Full Color](https://victory.bank/hs-fs/hubfs/VBDirectBanking__Full%20Color.png?width=2000&name=VBDirectBanking__Full%20Color.png)](https://victory.bank/victory-business-direct-banking?hsLang=en) Log In [Online Banking](https://victorybank.myebanking.net/) [-Escrow](https://victorybank.zescrow.com) [-Rent](https://victorybank.zrent.net/) ![Victory Bank Lending Hero Photo of Team ](https://victory.bank/hs-fs/hubfs/VBMeeting-01827.jpg?width=2000&name=VBMeeting-01827.jpg) #### Lending Services # Find your next victory Business growth demands dependable partnerships. You and your business are top of mind in every lending product. [Contact a Lender](https://victory.bank/victory-business-direct-banking?hsLang=en) Business Lending ### Meet your lending needs with business experts Commercial Loans Real Estate Loans Victory Ranch Loans Agriculture Loans ![coins-hand](https://victory.bank/hubfs/coins-hand.svg) Commercial Loans #### **Term loans** Financing for equipment, business acquisition, and expansion Specialized financing for professional practice acquisition   #### **Lines of credit** Support for accounts receivable, inventory, seasonal cash flow, and professional needs   #### **Designed for** Established and growing businesses that need flexible capital and a lender who understands their vision [Connect with a Lender](https://victory.bank/victory-business-direct-banking?hsLang=en) [Account Details](https://victory.bank/account-details?hsLang=en) ### Meet your lending needs with business experts Commercial Loans Real Estate Loans Victory Ranch Loans Agriculture Loans ![coins-hand](https://victory.bank/hubfs/coins-hand.svg) Real Estate Loans #### **Owner-occupied** Construction, renovation, and property purchase   #### **Investment real estate** Acquisition, development, and construction of income-producing properties   #### **Designed for** Business owners, investors, and developers ready to take the next step [Connect with a Lender](https://victory.bank/victory-business-direct-banking?hsLang=en) [Account Details](https://victory.bank/account-details?hsLang=en) ### Meet your lending needs with business experts Commercial Loans Real Estate Loans Victory Ranch Loans Agriculture Loans ![coins-hand](https://victory.bank/hubfs/coins-hand.svg) Victory Ranch Loans #### Expert support Work with lenders who know ranching and agriculture inside and out   #### Quick decisions Get timely answers and straightforward terms   #### **Designed for** Producers, landowners, and families investing in working or recreational ranchland [Connect with a Lender](https://victory.bank/victory-business-direct-banking?hsLang=en) [Account Details](https://victory.bank/account-details?hsLang=en) ### Meet your lending needs with business experts Commercial Loans Real Estate Loans Victory Ranch Loans Agriculture Loans ![coins-hand](https://victory.bank/hubfs/coins-hand.svg) Agriculture Loans #### Flexible financing  Farm and ranch acquisition, equipment, livestock, and operating lines   #### Straightforward terms Competitive rates, timely decisions, and a team of experts    #### Designed for Farmers and ranchers who need a partner that understands production cycles and long-term planning [Connect with a Lender](https://victory.bank/victory-business-direct-banking?hsLang=en) [Account Details](https://victory.bank/account-details?hsLang=en) Commercial Loans Real Estate Loans Victory Ranch Loans Agriculture Loans Personal Lending ### Cover special purchases with people you trust Consumer Loans ![coins-hand](https://victory.bank/hubfs/coins-hand.svg) Consumer Loans #### Flexible financing  From daily drivers to weekend toys, we make it easy to borrow with confidence   #### Loan options  - New and used auto loans - Boats and recreational vehicles - Consumer goods and personal purchases - Secured loans - Unsecured personal loans   #### **Designed for** Customers looking for reliable financing with local decision-makers   [Open An Account](https://victory.bank/contact-us?hsLang=en) [Account Details](https://victory.bank/account-details?hsLang=en) Consumer Loans [Questions? Contact Our Team!](https://victory.bank/contact-us?hsLang=en) ### Meet your lending needs with business experts Business Personal Commercial Loans **Term Loans** - Equipment - Acquisition and expansion - Professional and practice acquisition   **Lines of Credit ** - Accounts receivable and inventory - Seasonal cash flow - Professional lines of credit Real Estate Loans **Owner-Occupied** - Construction / Renovation - Purchase   **Investment ** - Development - Construction - Purchase Agriculture Loans - Farm and Ranch acquisition  - Farm and Ranch operating lines - Equipment and livestock loans Victory Ranching Loans Victory Ranching Loans are overseen by expert lenders in the ranching and agricultural space. You can count on us to provide quick answers, timely delivery, straightforward pricing and terms, and competitive rates.   For more information, please [contact our lending team](https://victory.bank/contact-us?hsLang=en).  Consumer Loans - New and used automobiles -  Purchasing consumer goods -  Boats and recreational vehicles -  Secured by deposit accounts -  Unsecured personal loans   #### READY TO MAKE YOUR BUSINESS DREAMS A REALITY? ### Make Victory a Part of the Future of Your Business [Victory Business Direct Banking](https://victory.bank/victory-business-direct-banking?hsLang=en) ![](https://victory.bank/hubfs/VBMeeting-01834.jpg) ### Direct business banking services Find tailored solutions and hands-on care for your business with Victory Business Direct Banking. [Explore Business Banking](https://victory.bank/victory-business-direct-banking?hsLang=en) ![](https://victory.bank/hubfs/shutterstock_739423240@2x.png) ### Online solutions for your full work days Your bank should expand your options, not limit them. Our online banking options allow you to manage your business accounts from the ranch, job site, or home. [Explore Banking Technology](https://victory.bank/technology?hsLang=en) #### VICTORY BANK: ### Where Technology and Relationships Converge Processes and products are improved with the latest innovations. Customer experience is driven by people who go the extra mile every time. [Experience Victory](https://victory.bank/online-banking?hsLang=en) West Texas-based financial solutions for businesses at every stage, powered by authentic people and cutting-edge technology. Routing #: 111317637 CONTACT US [888-727-7177](tel:888-727-7177) [customerservice@victory.bank](mailto:customerservice@victory.bank) [LinkedIn](https://victory.bank/lending#linkedin) Victory Bank is an ![](https://victory.bank/hs-fs/hubfs/house-icon.png?width=21&height=16&name=house-icon.png) EQUAL HOUSING LENDER | Member FDIC | NMLS # 480440 SITEMAP - [Who We Are](https://victory.bank/about?hsLang=en) - [Deposits](https://victory.bank/deposit?hsLang=en) - [Lending](https://victory.bank/lending?hsLang=en) - [Technology](https://victory.bank/online-banking?hsLang=en) - [Locations](https://victory.bank/contact-us?hsLang=en) - [Resources](https://victory.bank/resources?hsLang=en) CONTACT US [888-727-7177](tel:888-727-7177) [customerservice@victory.bank](mailto:customerservice@victory.bank) FOLLOW US [LinkedIn](https://www.linkedin.com/company/victory-bank/) [Facebook](https://www.facebook.com/VictoryBankTX) [Instagram](https://www.instagram.com/victorybanktx/) a ®Victory 2023     |     [Terms](https://victory.bank/legal-disclaimer?hsLang=en)    |    [Privacy Policy](https://victory.bank/privacy-policy?hsLang=en)   |   [Internet Privacy Policy](https://victory.bank/internet-privacy-policy?hsLang=en)   |   [Security](https://victory.bank/security?hsLang=en)      |      Crafted with Care by [Primitive.](https://leadwithprimitive.com) ```json { "@context" : "https://schema.org", "@id" : "https://victory.bank/#organization", "@type" : "Organization", "areaServed" : { "@type" : "State", "name" : "Texas" }, "contactPoint" : [ { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : "English", "contactType" : "customer service", "email" : "customerservice@victory.bank", "telephone" : "+1-888-727-7177" } ], "description" : "West Texas-based financial solutions for businesses at every stage, powered by authentic people and cutting-edge technology.", "email" : "customerservice@victory.bank", "identifier" : [ { "@type" : "PropertyValue", "name" : "NMLS ID", "value" : "480440" }, { "@type" : "PropertyValue", "name" : "ABA routing number", "value" : "111317637" } ], "image" : { "@id" : "https://victory.bank/#logo" }, "logo" : { "@id" : "https://victory.bank/#logo", "@type" : "ImageObject", "caption" : "Victory Bank", "height" : 240, "url" : "https://victory.bank/hs-fs/hubfs/Logo%20Transparent%20Light%20Background.png?width=540&height=240&name=Logo%20Transparent%20Light%20Background.png", "width" : 540 }, "name" : "Victory Bank", "sameAs" : [ "https://www.linkedin.com/company/victory-bank/", "https://www.facebook.com/VictoryBankTX", "https://www.instagram.com/victorybanktx/" ], "telephone" : "+1-888-727-7177", "url" : "https://victory.bank/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://victory.bank/#website", "@type" : "WebSite", "inLanguage" : "en-US", "name" : "Victory Bank", "publisher" : { "@id" : "https://victory.bank/#organization" }, "url" : "https://victory.bank/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://victory.bank/lending#webpage", "@type" : "WebPage", "about" : { "@id" : "https://victory.bank/#organization" }, "description" : "Commercial loans, lines of credit, real estate, and ranch lending — backed by local decision-making. 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