Account Details

Ignite Business Checking

Tier 1: White - $0.01 - $999.99

Perfect For: Businesses that have one owner, small businesses, & non-profit organizations. 

• 100 transactions*
  • $0.35 Excess Item Charge over 100**
• $10 monthly service charge**
• $35 Remote Deposit Capture Fee**
• $20 Positive Pay Fee**
• $20 ACH Origination Fee**
• Instant Issue Debit Cards (White)
• First set of business basis checks free
• Autobooks
• $5 monthly statement fee if not enrolled in E-Statements
• $50 Minimum to open account
• 60 Day Grace Period before average daily balance requirements take effect 

Tier 2: Gray - $1000 - $9,999.99

Perfect For: Small/Medium Sized Businesses that have multiple employees, & over 100 transactions a month 

• 200 transactions*
  • $0.25 Excess Item Charge over 200***
• $45 monthly service charge***
• Free Remote Deposit Capture
• Free Positive Pay
• Free ACH Origination
• Instant Issue Debit Cards (Gray)
• Autobooks
• $5 monthly statement fee if not enrolled in E-Statements
• $50 Minimum to open account
• 60 Day Grace Period before average daily balance requirements take effect 

 

*Transactions are defined as any withdrawal, check paid, automatic transfer, or payment out of your account.

** $1,000 Average daily balance^ required to avoid excess item charge, monthly service charge, remote deposit capture fee, positive pay fee, and ACH origination fee.

***$10,000 Average daily balance^ required to avoid excess item charge and monthly service charge. 

^Average daily balance is used to determine the monthly service charge you will receive.  Average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.

 

Elite Business Checking 

Tier 3: Blue

 $50,000 Average Daily Balance Requirement**

Perfect for: Larger more complex businesses that need additional services and attention. More than 200 monthly transactions. 

• 500 transactions*
  • $0.25 Excess Item Charge over 500
• $100 monthly service charge**
• Instant Issue Debit Cards (Blue)
• First set of business basic checks free
• Autobooks
• $5 monthly statement fee if not enrolled in E-Statements
• $100 Minimum to open account
• 60 Day Grace Period before average daily balance requirements take effect

Direct Banking Limited Package

• Free Positive Pay
• Free ACH Origination
• Free Incoming Wires
• 1 Free Sweep Available with $75,000 Target Balance Requirement*****
• Free Remote Deposit Capture
• 24/7 Access to Business Direct Banking***
• 3 Free Outgoing Wires****

* Transactions are defined as any withdrawal, check paid, automatic transfer, or payment out of your account.
** $50,000 Average daily balance^ required to avoid monthly service charge.
***Additional Fees may apply
****A Wire Transfer Fee of $20 for domestic wires and $55 for international wires will be imposed every statement cycle for every wire transfer over 3.
*****A Sweep Fee of $30 will be imposed every statement cycle if the sweep target balance is less than $75,000.  An additional sweep fee of $30 will be imposed every statement cycle per sweep over 1.  
^Average daily balance is used to determine the monthly service charge you will receive.  Average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.

 

Victorious Business Checking Account

Tier 4: Black

$75,000 Average Daily Balance Requirement**

Perfect for: Larger more complex businesses that need additional services and attention. More than 500 monthly transactions. 

• 750 transactions*
  • $0.25 Excess Item Charge over 750"    
• $125 monthly service charge**
• Instant Issue Debit Cards (Black)    
• First set of business basic checks free or $100 towards the purchase of your choice 
• Autobooks
• $5 monthly statement fee if not enrolled in E-Statements
• $1000 Minimum to open account
• 60 Day Grace Period before average daily balance requirements take effect

Direct Banking Exclusive Package

• Free Positive Pay
• Free ACH Origination
• Free Incoming Wires
• Sweep Capabilities to and from Operating Account*****
  
• Free Remote Deposit Capture
• 24/7 Access to Business Direct Banking***
• 5 Free Outgoing Wires****

* Transactions are defined as any withdrawal, check paid, automatic transfer, or payment out of your account.
** $75,000 Average daily balance^ required to avoid monthly service charge.
***Additional Fees may apply
****A Wire Transfer Fee of $20 for domestic wires and $55 for international wires will be imposed every statement cycle for every wire transfer over 5.
*****An additional sweep fee of $30 will be imposed every statement cycle per sweep over 1.  
^Average daily balance is used to determine the monthly service charge you will receive.  Average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.

 

E-Checking 

• $25 minimum to open account
• E-statement required to avoid $7.50 paper statement fee
• $3 per item check writing fee
• $3 per item in-person withdrawal fee
• Only debit card or “IN BANK” withdrawals

 

Regular Checking

• $100 minimum to open account
• Monthly service fee of $7.50 for a minimum daily balance below $750

 

Student Checking

• $100 minimum to open account
• Monthly service charge of $7.50 unless an account owner is under the age of 24; or a balance of $750 is maintained on the account 

 

Victory Money Market

Variable interest rate balance tiers are:

• $0.01 to $49,999.99
• $50,000.00 to $99,999.99
• $100,000.00 to $249,999.99
• $250,000.00 to $499,999.99
• $500,000.00 to $999,999.99
• $1,000,000.00 and over

$2,500 minimum to open account
Monthly service fee of $7.50 for minimum daily balance below $2,500

Contact the bank for current interest rates